Predictive AI modelling for catastrophic risk at a top-three global insurance brokerage

Global insurance & reinsurance brokerage · Insurance & risk · London · New York · Mumbai · 7 min read · 2026-02-12

Underwriters and risk strategists needed to assess catastrophic perils, property exposure, liability, and financial stress scenarios — simultaneously, across geographies and product lines. BraivIQ built four interconnected risk-intelligence products with AI at the core.

The challenge

The existing approach was slow, siloed, and left significant revenue on the table. Scenario modelling took analysts days. Cross-region collaboration was painful. Brokers were negotiating on gut feel rather than data.

The approach

We delivered across three time zones with a single architecture — London, New York, and Mumbai working from one source of truth. ML-powered scenario modelling sits underneath an interactive geospatial mapping layer; the AI surfaces risk concentrations human analysts would take days to spot.

The solution

Interactive geospatial mapping of exposure across geographies and perils.
Advanced financial analysis tools with ML-powered stress-test simulation.
AI layer that highlights exposure concentrations and ranks them by likely loss.
Single source of truth shared by underwriters, brokers, and risk strategists across three continents.

The results

Scenario modelling time: Days → minutes — AI-surfaced concentrations replace manual analysis.
Underwriting accuracy: Measurably ↑ — Data-driven negotiation replacing gut feel.
Continents on one platform: 3 — London, New York, Mumbai unified.
Premium competitiveness: Improved — Risk concentrations now priced accurately.

"What used to take three days an analyst is now an interactive map with AI-surfaced concentrations. Our brokers love it." — Director of Underwriting Analytics, insurance brokerage, London